Financial planning services in Summerville, SC.
Retirement, investments, taxes and insurance all affect each other. We look at them together, so every decision fits your bigger plan.
Start with one question. We’ll look at the rest.
Most people come to us with one thing on their mind, like a retirement date or an old 401(k). We answer that question, then show you how it connects to everything else.
Retirement Planning
Retirement projections, Social Security timing and a tax-efficient plan for turning your savings into income.
Investment Management
Portfolios for brokerage accounts, IRAs and rollovers, matched to your timeline and comfort with risk.
Personal Financial Planning
Cash flow, debt, college savings, insurance and the basics of an estate plan.
Insurance & Asset Protection
Life, disability, long-term care and umbrella coverage, plus group benefits for local employers.
Planning for Physicians
Student loans, disability coverage and tax planning for doctors and medical professionals.
What your plan covers.
Every plan is different, but most include these pieces.
Retirement projections
How much income you’ll need, where it will come from and how long it’s expected to last.
Cash flow analysis
What comes in, what goes out and where your money could be working harder.
Tax-efficient income
Which accounts to pull from first, so you can keep more of what you take out.
Investment review
A look at every account you own, how much risk you’re really taking and whether it fits your timeline.
Insurance review
Life, disability and long-term care coverage, checked against what your family actually needs.
Estate planning basics
Beneficiaries, wills and trusts, coordinated with your estate attorney and CPA.
This information should not be used as the basis for legal or tax advice. Estate planning is done in conjunction with your estate planning attorney, tax attorney and/or CPA.
Why clients choose Scipio Financial
My goal is simple: help you stop worrying about money and start enjoying the life you worked for.
Confidence
You’ve done the work. Now let your plan and your assets work for you.
Security
Knowing you have a plan for what’s ahead and your family is taken care of.
Comfort in retirement
Knowing your income can support the lifestyle you want to live.
Before you call.
Do I need to use every service?
No. Many clients start with one thing, like a retirement date or an old 401(k), and add more only when it makes sense.
What happens at the first meeting?
We talk about where you are, where you want to be and what’s on your mind. There’s no cost and no obligation, and you’ll leave knowing your next step.
Do you work with clients outside Summerville?
Yes. Our office is in Nexton, and we work with clients all over the Charleston area, in person or by video.
How is Scipio Financial compensated?
We charge a fee based on a percentage of the assets we manage for you. You can see the full fee schedule here. If insurance is part of your plan, the insurance company pays a commission. We’ll go over all of it before you decide anything.
Let’s see if you can retire with confidence.
The first meeting is complimentary, and there’s no obligation. Bring your questions and we’ll look at where you stand together.
Monday–Friday · by appointment
700 Nexton Square Drive, Box #2
Summerville, SC 29486