Life insurance & asset protection in Summerville.
Protect your family, your income and everything you’ve worked for, with help from a Chartered Life Underwriter®.
Insurance protects everything else in your plan.
One unexpected event can undo years of good saving and investing. As a Chartered Life Underwriter® (CLU®), I’ve had in-depth training in life insurance and estate planning, and I use it to help you pick coverage that fits your family.
We always start by reviewing what you already have. Sometimes you need less coverage than you think.
Life insurance
Term and permanent coverage to provide for loved ones and help fund estate goals.
Disability insurance
Income protection if illness or injury keeps you from working.
Long-term care
Options to help protect your savings from the cost of extended care.
Umbrella coverage
Additional liability protection above the limits of your standard policies.
Group benefits for local businesses.
We help business owners in the Charleston area put together group benefits that attract and keep good employees, and make sure they fit with the owner’s own retirement plan.
Insurance FAQ
How much life insurance do I need?
It depends on your income, your debts, who depends on you and what you want to leave behind. We’ll figure out a coverage range based on your real numbers.
Term or permanent: which is better?
It depends. Term is often the most affordable way to protect your family during your working years. Permanent coverage can play a role in estate and legacy planning. I’ll walk you through the trade-offs in plain English.
Do I need long-term care insurance?
It depends on your health and family history, your total assets and how much you want to protect for a spouse or heirs. We’ll compare self-insuring with transferring the risk.
How are you paid on insurance?
When insurance is part of your plan, the insurance company pays us a commission. We’ll tell you that up front, before you decide anything. Our advisory services are fee-based.
Let’s see if you can retire with confidence.
The first meeting is complimentary, and there’s no obligation. Bring your questions and we’ll look at where you stand together.
Monday–Friday · by appointment
700 Nexton Square Drive, Box #2
Summerville, SC 29486